Team Members

Terri McGray, CFP®

President | Wealth Advisor

(805) 917-6771

(805) 601-7024

Since 1988, Terri McGray has been assisting individuals, business owners and families with comprehensive wealth management. She has helped thousands of individuals and business owner’s enjoy a smooth transition into retirement....

Read more

Randall Cohen

Director of ERISA Services

(805) 917-6771

Working with plan sponsors to help them achieve their retirement plan goals while providing the peace of mind that comes from a fiduciary standard of loyalty and care, Randall Cohen provides the specialized knowledge and tools to help...

Read more

Ken Dawson



As a former teacher, Ken Dawson has always prioritized the importance of education in financial planning, where he has assisted with building and maintaining comprehensive financial plans since 2012.  No stone goes unturned when...

Read more

Heather Smallwood

Client Service Manager


Heather is dedicated to guiding and managing a seamless client experience. Her goal is to provide valuable support and assistance to all clients. She takes great pride in her work, thinks like an owner, and understands the importance...

Read more