Terri started studying for her Certified Financial Planner designation in 1989, long before the world of financial planning was mainstream. During her studies, she discovered a passion for this unique professional approach to wealth management, and that ignited a dream for her. She wanted to provide a better client experience than what was, at the time, a commission-based, transaction-oriented standard.
Terri aspired to build a client-focused, fee-based financial planning firm. A pioneering concept at the time, it took far more work than she anticipated. "Financial Advisors" didn’t even exist - there were only stockbrokers, insurance agents, and bankers, all paid on commissions. In those days, the typical worker depended upon his or her employer or spouse for retirement benefits and didn't typically invest on his or her own. Before 401(k)s and the internet, investing was reserved primarily for the wealthy, and it frustrated Terri that so few hardworking people were afforded access to the benefits of the capital markets.
She aspired to make a difference for workers, especially for women who often avoided the subject of investing, so she built her career as an educator. She inspired men and women to think differently about their finances, and their future. Over the years, she has helped thousands of workers transition successfully to and through retirement. Many clients have leaned on Terri for over 25 years, entrusted her to prudently manage their retirement resources. And as the world of retirement has grown more complex, Terri has expanded her services to integrate financial planning with portfolio management. Every client starts with a comprehensive plan that focuses on retirement wellness above all else.
Today, Terri is a 35-year industry veteran, business owner, author, national public speaker, educator, and dedicated practitioner. Her unwavering commitment and passion has built a different kind of company - an independent professional advisory firm that focuses on clients-first. She helps individuals transition into retirement in a way that other firms don't - holistically, with an expert eye towards detailed analysis and thought leadership on everything from asset allocation to taxes to Medicare planning and more. She brings her extensive years of experience working with complex planning for the very wealthy to benefit clients who would otherwise not have access to such expertise.
Our typical client has $3-5 million of net worth, with $1-3 million of retirement savings that we manage for both current income and future growth opportunities. Our investment focus is to help clients keep up with the rising cost of living, be tax efficient, build and maintain a sound investment portfolio that follows prudent risk management strategies and reduce the risk of running out of savings. We aim to build clients-for-life.
Longevity Capital Management LLC is a boutique firm built on three simple principles: (1) always focus on clients first, (2) follow time-tested strategies, and (3) adhere to total due diligence before offering advice or recommendations.
