515 Marin Street
We’re a boutique financial planning and wealth management firm that specializes in all things retirement.
If you prefer a personalized experience with a team who thinks like owners rather than employees, our strong advantage is our size. We don't just say we care; we show it each and every day.
We take the time to build meaningful relationships with every client, regardless of account size. And unlike many of our competitors, we are prompt and responsive. We know our business is based on professionalism, accountability, commitment, and great communication. These are some of the key reasons why our clients have engaged us as their financial steward for over thirty years.
Terri was always a self-starter. She got her first job at the age of fifteen and has never been unemployed since. She worked her way through college and, while there, was recruited into the financial services industry. Terri navigated the tricky terrain of advancing in a male-dominated profession and ultimately was promoted to First Vice President of Investments at a major private bank where she spent eight years working with ultra-affluent investors before she realized that she lost sight of her true passion.
You see, Terri started studying for her Certified Financial Planner designation only four years after the CFP organization was formed, back in 1989, long before the world of financial planning was mainstream. She discovered a passion for this new professional approach that she studied, which ignited a dream for her. She wanted to provide a better client experience than the current commission-based, transaction-oriented standard which was typical at that time.
Terri aspired to build a client-focused, fee-based financial planning firm and, in those days, it was a pioneering concept since financial advisors didn’t even exist. There were only stockbrokers, insurance agents, and bankers, all paid on commissions.
Back then, the typical worker depended upon his or her employer or spouse for retirement benefits and didn't tend to invest on his or her own. Before 401(k)s and the internet, investing was reserved primarily for the wealthy, and it frustrated Terri that so few hardworking people were afforded access to the benefits of investing. She wanted to make a difference for these workers, especially for women who often avoided the subject of investing, so she built her career as an educator. She inspired workers to think differently about their finances and their future. Over the years, she has helped thousands of workers transition to and through retirement. Many clients have leaned on Terri for over 25 years, as the world of retirement has grown more complex.
Today, Terri is a 35-year industry veteran, business owner, author, national public speaker, educator, and dedicated practitioner. Her unwavering commitment and passion has built a different kind of company - a professional firm that focuses on helping individuals prepare for their future, without the pressure of sales or influence of corporate agendas.
Longevity Capital Management LLC is a boutique firm built on three simple principles: (1) always focus on clients first, (2) follow time-tested strategies, and (3) adhere to total due diligence before offering advice or recommendations.
In 1989, Terri typed out this edict as the inspiration for the kind of company she dreamed of building. It remains the foundation for our guiding principles
Create strong client relationships that stand the test of time, make a difference in our clients’ lives, and provide independent ideas.
We think it's complete in its brevity and this is how we operate our business on a daily basis.
Being a mission-driven company is an integral part of our DNA and our core philosophy is built around these key values.
At Longevity Capital Management LLC our investment philosophy is simple, but it is not simplistic.
We believe in owning high-quality investments in a diversified portfolio over the long-term. We do not believe in day trading or market timing. We believe in attentive, active research-based management. We adhere to a disciplined asset allocation policy commensurate with your objectives and risk tolerance, but we also understand markets are not always priced efficiently so when we see market anomalies we will shift assets to seek to take advantage of opportunities.
We think this adaptive and dynamic approach to investment management allows us to participate in investment themes while adhering to established, sound investment principles.
We have many key relationships with top investment firms. Here's a short list of just some of the more notable firms we work with.
Longevity Capital Management, LPL Financial and all financial firms listed are separate, non-affiliated entities.
No matter what the future may bring, we strive for the longevity and sustainability of your financial well-being
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