About Us

We’re a boutique financial planning and wealth management firm that specializes in all things retirement.

If you prefer a personalized experience with a team who thinks like owners rather than employees, our strong advantage is our size. We don't just say we care; we show it each and every day.

We take the time to build meaningful relationships with every client, regardless of account size. And unlike many of our competitors, we are prompt and responsive. We know our business is based on professionalism, accountability, commitment, and great communication. These are some of the key reasons why our clients have engaged us as their financial steward for over thirty years.

  • Our principal has direct ownership in the firm which ensures an alignment of values and long-term interest with our clients. Unlike our competitors, we are not owned by shareholders with a profit-driven mindset.
  • We have the independence to be an investment-centric organization and follow an extraordinary investment process that focuses on customization, and comprehensive total financial planning with a long-term perspective.
  • We offer clients an affordable way to develop a reliable, trusted, personal long-term relationship with a firm that is one hundred percent dedicated to helping them live with financial confidence.

Our Story
Meet Our Founder

Terri's journey is one of determination, hard work, and a commitment to excellence in the financial services industry. Her story reflects her passion for helping individuals achieve their financial goals and transition confidently into retirement. 

Terri's career started the young age of twenty, working for a major securities firm. She had tremendous energy,  initiative and drive from the very beginning.  She put herself through school while working and holds a bachelor's degree in finance from California State University, Northridge. Terri is also a Certified Financial Planner (CFP) and Accredited Investment Fiduciary (AIF).

Terri navigated through the numerous challenges of working in a male-dominated profession in the 1980s, often working as the only female advisor in her office. Through her focused worked, she built educational programs for women and finance, promoting financial literacy while managing retirement funds for a major insurance company. As her career progressed, she held positions at several Wall Street firms and earned numerous awards as top producer.  Her expertise and dedication to the industry led to leadership roles, including serving as First Vice President of Investments at a major private bank. During this time, she managed money for ultra-high net worth clients, addressing complex tax and asset structure challenges. 

In 2018, Terri decided to redirect her focus towards her true passion - helping hardworking and busy professionals, including single women, prepare for and transition confidently into retirement. Her attention on providing personalized, high-quality service set her apart in the industry, and the decision to established her own firm allowed her to apply her high standards and provide a unique and tailored experience for her clients.

She built Longevity Capital Management LLC under the basis that every client start with a comprehensive financial plan that focuses on retirement wellness. Her emphasis on financial-planning-first is a testament to her vision, dedication, and commitment to delivering exceptional client-focused service. Her passion for a professional approach to wealth management drove her to establish a firm that places client needs over commission-based sales, ensuring that clients receive holistic guidance tailored to their financial objectives.

With over 35 years of experience, Terri is recognized as an industry veteran, author, and educator. She has written Retire Ready, over 400 pages written to guide employers toward building retirement success in the workforce. She provides continuing education targeting numerous detailed retirement planning concepts for CPAs and finance professionals, is a public speaker and leader in the retirement industry. Clients rely on her expertise to navigate the complexities of retirement planning.

Terri's commitment to managing Longevity Capital Management is based on three fundamental principles: always focus on clients first, follow time-tested strategies, and adhere to total due diligence before offering advice or recommendations. These principles underpin every aspect of the firm's operations and decision-making processes.  Our typical client has a net worth ranging from $3 - 10 million, with $1-5 million of retirement savings managed by the firm. The investment focus is on maintaining clients' standard of living, managing risk, and implementing tax-smart legacy planning strategies to ensure long-term financial security for multiple generations.

Today, Longevity Capital Management LLC stands out as a boutique firm that prioritizes personalized service, comprehensive financial planning, and adherence to ethical principles. Terri's unwavering commitment to delivering exceptional client experiences has shaped the firm's culture and approach, making it a trusted partner for individuals seeking expert guidance on their journey to retirement and beyond.

Our Mission Statement Says It All

In 1989, Terri typed out this edict as the inspiration for the kind of company she dreamed of building. It remains the foundation for our guiding principles

Create strong client relationships that stand the test of time, make a difference in our clients’ lives, and provide independent ideas.

We think it's complete in its brevity and this is how we operate our business on a daily basis.

Our Core Values

Being a mission-driven company is an integral part of our DNA and our core philosophy is built around these key values.

  • Provide sound guidance for clients to help safeguard their future
  • Conduct extensive research and careful analysis before offering solutions
  • Partner with top investment firms to use their resources, scale and cost efficiency
  • Keep our fingers on the pulse of the capital markets at all times
  • Continuously find, examine, evaluate, and scrutinize risks and opportunities, and ideas and strategies for thought leadership
  • Communicate, educate, and proactively connect with clients
  • Adhere to steadfast strategies that seek to optimize client resources

Our Investment Philosophy

At Longevity Capital Management LLC our investment philosophy is simple, but it is not simplistic.

We believe in owning high-quality investments in a diversified portfolio over the long-term. We do not believe in day trading or market timing. We believe in attentive, active research-based management. We adhere to a disciplined asset allocation policy commensurate with your objectives and risk tolerance, but we also understand markets are not always priced efficiently so when we see market anomalies we will shift assets to seek to take advantage of opportunities.

We think this adaptive and dynamic approach to investment management allows us to participate in investment themes while adhering to established, sound investment principles.

Our Strategic Alliances.

We have many key relationships with top investment firms. Here's a short list of just some of the more notable firms we work with.

Longevity Capital Management, Charles Schwab and all financial firms listed are separate, non-affiliated entities.

Investing for your tomorrow.

No matter what the future may bring, we strive for the longevity and sustainability of your financial well-being

Lets Talk

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