Broker Check


Terri McGray, CFP®

President/Wealth Advisor

(805) 917-6771

(805) 601-7024

Since 1988, Terri McGray has been assisting individuals, business owners and families with comprehensive wealth management. She has helped thousands of individuals and business owner’s enjoy a smooth transition into retirement. Her expertise includes business succession and financial planning, asset management and retirement planning.

Terri also specializes in helping employers manage company-sponsored retirement plans, 401k plan design, ERISA compliance as well as plan oversight and utilization. She and her team have developed a unique financial literacy program for employees designed to build retirement readiness within organizations. As an author of Retire Ready, the Right-Right Series, Terri has a passion for improving our national retirement health.

She studied political science and finance at the University of Southern California, Northridge. Terri is a Certified Financial Planner and Accredited Investment Fiduciary and has been a student of finance and the capital markets for over 30 years. She grew up in Southern California. As a wife and mother, she is actively involved in her community. Terri has proudly been involved with several nonprofits including Big Brother/Big Sisters and Girl Scouts.

Gil Tobias

Client Service Manager

(805) 601-7024

Gil Tobias has been assisting clients with their financial and administrative needs since 1997. Gil views each contact point as an opportunity to provide excellent client services and he works to ensure every client enjoys the highest level of support and satisfaction. Gil is proud to exceed industry standards with timely and helpful responses to client's needs.

With over 20 years of investment experience, Gil's focus is on client education. He has worked as a Senior Client Associate, Portfolio Analyst and Financial Advisor so he understands financial services. He strives to build trust and strong long-term relationships with our clients.

Gil is a Veteran of the US Navy Submarine Force. He also enjoys fishing and backpacking. He lives in the Conejo Valley with his wife and has two sons.